Understanding

We understand why our clients come to our firm.  We understand financial and investment planning is complicated with the myriad of products, advice and conflicting opinions.  Radio jocks say come to them and never lose money in the market, others turn you over to money managers and yet others lock up your assets in annuities under the guise of safety and guaranteed income.

Browse this website and you will discern that we are different in research, design and review.

We do remove the mystery of planning and investing by doing our homework.We focus on ETF’s, mutual funds, MLP’s, stocks, bonds, CEF’s, Reits, BDC’s and for those so inclined, options, inverse and leveraged ETF’s, all to deliver the most comprehensive investment plan for potential appreciation and income generation.

We debunk the “4% Distribution Rule”, an age old rule of thumb reserved for advisors that do not care, do not know how or do not dare to do the research that strives for above market performance in all market conditions.

All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful.